Free SIP & Lumpsum Calculator
Project the future value of mutual fund SIP, lumpsum, and step-up investments in India, with inflation-adjusted returns, a growth chart, and a reverse goal-based target SIP solver.
Estimated final corpus
βΉ11,61,695
β βΉ11.62 L after 10 years
Total invested
βΉ6,00,000
Estimated gains
βΉ5,61,695
Wealth gain
94%
Final corpus
βΉ11,61,695
Year-by-year breakdown
| Year | Invested | Value | Gains |
|---|---|---|---|
| 1 | 60,000 | 64,047 | 4,047 |
| 2 | 1,20,000 | 1,36,216 | 16,216 |
| 3 | 1,80,000 | 2,17,538 | 37,538 |
| 4 | 2,40,000 | 3,09,174 | 69,174 |
| 5 | 3,00,000 | 4,12,432 | 1,12,432 |
| 6 | 3,60,000 | 5,28,785 | 1,68,785 |
| 7 | 4,20,000 | 6,59,895 | 2,39,895 |
| 8 | 4,80,000 | 8,07,633 | 3,27,633 |
| 9 | 5,40,000 | 9,74,108 | 4,34,108 |
| 10 | 6,00,000 | 11,61,695 | 5,61,695 |
All calculations run privately in your browser β nothing is sent to a server.
How It Works
This calculator projects how your mutual fund investments could grow over time using standard SIP and compound-growth formulas. Pick a mode, enter your numbers, and see your estimated corpus, total invested, and gains update instantly β with an optional inflation adjustment to show value in today's money.
- 1Choose a modeSIP for regular monthly investments, Lumpsum for a one-time amount, or Target Goal to reverse-solve the monthly SIP needed to reach a corpus you want.
- 2Enter your inputsSet the amount, expected annual return (%), and time period in years. In SIP mode you can add an annual step-up % to model raising your investment each year as your income grows.
- 3Add inflation (optional)Tick 'Adjust for inflation' and enter a rate to see the inflation-adjusted (real) value of your final corpus in today's purchasing power.
- 4Read your projectionSee the estimated final corpus, total invested versus estimated gains, a growth chart of invested versus corpus over time, and a year-by-year breakdown table. Copy a shareable summary with one click.
Every calculation runs entirely in your browser using client-side JavaScript. No amounts, goals, or results are ever uploaded or stored on a server.
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