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مجاني حاسبة الفائدة المركبة

استثمار المشروع أو نمو المدخرات بمساهمات منتظمة. يُظهر إجمالي المساهمة مقابل الفوائد المكتسبة، بالإضافة إلى التوزيع السنوي.

يعمل في المتصفح الخاص بكلا الاشتراك، لا النوافذ المنبثقةلا يلزم تسجيل الدخولمجاني للأبد

Starting principal

Monthly contribution

Annual interest rate

Years

Compounding frequency

Final balance after 30 years

$650,568

Year 0Year 30

You contributed

$185,000

Interest earned

$465,568

Year-by-year breakdown

Year	Total contributed	Interest earned	Balance
1	$11,000	$558	$11,558
2	$17,000	$1,590	$18,590
3	$23,000	$3,130	$26,130
4	$29,000	$5,215	$34,215
5	$35,000	$7,885	$42,885
6	$41,000	$11,181	$52,181
7	$47,000	$15,149	$62,149
8	$53,000	$19,839	$72,839
9	$59,000	$25,300	$84,300
10	$65,000	$31,591	$96,591
11	$71,000	$38,770	$109,770
12	$77,000	$46,901	$123,901
13	$83,000	$56,054	$139,054
14	$89,000	$66,303	$155,303
15	$95,000	$77,726	$172,726
16	$101,000	$90,409	$191,409
17	$107,000	$104,442	$211,442
18	$113,000	$119,923	$232,923
19	$119,000	$136,958	$255,958
20	$125,000	$155,657	$280,657
21	$131,000	$176,142	$307,142
22	$137,000	$198,542	$335,542
23	$143,000	$222,994	$365,994
24	$149,000	$249,648	$398,648
25	$155,000	$278,663	$433,663
26	$161,000	$310,209	$471,209
27	$167,000	$344,469	$511,469
28	$173,000	$381,639	$554,639
29	$179,000	$421,930	$600,930
30	$185,000	$465,568	$650,568

Quick presets

💡 The 7% rate is roughly the long-term US stock market average after inflation. Real returns vary year to year. This calculator assumes a fixed annual rate and constant contributions — useful for planning, not a guarantee.