Kyauta Na'urar Lissafin SIP & Lumpsum
Ƙiyasta darajar zuba jari a nan gaba na SIP, lumpsum, da zuba jari mai ƙaruwa a asusun haɗin kai na Indiya, tare da dawo da aka daidaita bisa hauhawar farashi, taswirar bunƙasa, da mai warware maƙasudin SIP ta baya.
Ƙiyasin jimlar kuɗin ƙarshe
₹11,61,695
≈ ₹11.62 L bayan shekaru 10
Jimlar zuba jari
₹6,00,000
Ƙiyasin riba
₹5,61,695
Ribar dukiya
94%
Jimlar kuɗin ƙarshe
₹11,61,695
Rarrabuwa na shekara-shekara
| Shekara | An zuba jari | Ƙima | Riba |
|---|---|---|---|
| 1 | 60,000 | 64,047 | 4,047 |
| 2 | 1,20,000 | 1,36,216 | 16,216 |
| 3 | 1,80,000 | 2,17,538 | 37,538 |
| 4 | 2,40,000 | 3,09,174 | 69,174 |
| 5 | 3,00,000 | 4,12,432 | 1,12,432 |
| 6 | 3,60,000 | 5,28,785 | 1,68,785 |
| 7 | 4,20,000 | 6,59,895 | 2,39,895 |
| 8 | 4,80,000 | 8,07,633 | 3,27,633 |
| 9 | 5,40,000 | 9,74,108 | 4,34,108 |
| 10 | 6,00,000 | 11,61,695 | 5,61,695 |
Dukkan lissafi suna gudana cikin sirri a cikin burauzarka — babu abin da ake aikawa zuwa uwar garke.
Yadda Yake Aiki
Wannan mai lissafta yana tsinkayen yadda saka-jarin ka na mutual fund zai iya girma cikin lokaci ta amfani da ka'idojin SIP na al'ada da girma-mai-haɗuwa. Zaɓi yanayi, shigar da lambobinka, kuma duba kimanin corpus ɗinka, jimlar da aka saka jari, da riba yana sabuntawa nan take — tare da daidaita hauhawar farashi na zaɓi don nuna ƙima a kuɗin yau.
- 1Zaɓi yanayiSIP don saka-jarin wata-wata na al'ada, Lumpsum don wani adadi na sau daya, ko Target Goal don warware baya SIP na wata-wata da ake bukata don kai corpus da kake so.
- 2Shigar da bayaninkaSaita adadi, riba na shekara da ake tsammani (%), da tsawon lokaci a shekaru. A yanayin SIP za ka iya ƙara kason step-up na shekara don kwaikwayon ƙarawa saka-jarinka kowace shekara yayin da kudinka yake girma.
- 3Ƙara hauhawar farashi (na zaɓi)Duba 'Daidaita don hauhawar farashi' ka shigar da wani adadi don ganin ƙima ta gaskiya (an daidaita da hauhawar farashi) na corpus ɗinka na ƙarshe a ƙarfin siyayya na yau.
- 4Karanta tsinkayenkaDuba kimanin corpus na ƙarshe, jimlar da aka saka jari kwatanta da kimanin riba, wani zanen girma na saka-jari kwatanta da corpus a kan lokaci, da wani tebur na rushewa shekara-bayan-shekara. Kwafi wata taƙaitawa mai iya raba ta da dannawa guda.
Kowace lissafi tana gudana gaba ɗaya a burauzarka ta amfani da JavaScript na gefen abokin ciniki. Babu adadi, manufofi, ko sakamako da ake taɓa loda su ko ajiye su a wata uwar garke.
Kayan Aiki Masu Alaƙa
Mai Ƙididdige Riba Mai Haɗuwa
Tsara ci gaban jari ko tanadi tare da gudummawa na yau da kullum. Yana nuna jimillar da aka bayar idan aka kwatanta da ribar da aka samu, tare da bayanin shekara-da-shekara.
Na'urar Lissafin EMI
Lissafta kuɗin bashinka na wata (EMI) bisa tsarin daidaita jimlar bashi, tare da cikakken jadawalin biyan bashi, rarrabuwa tsakanin babban jari da riba, da tanadin biyan kafin lokaci, a tsarin rupee na Indiya.
Mai Lissafin Ritaya & 401(k)
Ka tsara ajiyar ritayarka da gudummawoyi, dacewar mai aiki, haɓakar albashi, da hauhawar farashi — sannan ka ga sakamakon a dala na yau. Yana aiki gaba ɗaya a burauzarka.