Kyauta Na'urar Lissafin Harajin Kudin Shiga & Kuɗin Aljihu na Indiya

Ƙiyasta harajin kudin shigar Indiya da kuɗin aljihun ka na wata don shekarar kuɗi ta 2025-26 a ƙarƙashin tsarin Sabon da na Tsohuwa, tare da kwatanci gefe-da-gefe na wanda ya fi ceto maka kuɗi.

Yana aiki babu haɗi da zarar an loda shi
Tsarin harajiShekarar Kuɗi 2025-26 (Shekarar Ƙima 2026-27)

Sabon tsari shine zaɓi na asali don Shekarar Kuɗi 2025-26. Canza don kwatanta da tsohon tsari da ragowar da yake da su.

Rs
Abin da ake kai gida a wata (tsarin Sabo)
Rs 1,16,875
Rs 14,02,500 a shekara · jimlar haraji Rs 97,500 · ainihin adadi 6.50%
Kuɗin da ake biyan haraji a kai
Rs 14,25,000
Harajin samun kuɗi
Rs 93,750
Ragin Sashe na 87A
Rs 0
Ƙarin caji
Rs 0
Cess (4%)
Rs 3,750
Jimlar haraji
Rs 97,500

Sabon Tsari da Tsohon Tsari

Kana adana Rs 89,700 a ƙarƙashin tsarin Sabo
Sabon TsariMafi Kyauabin kai gida Rs 14,02,500/shekara
Jimlar haraji Rs 97,500Rs 1,16,875/wata
Tsohon Tsariabin kai gida Rs 13,12,800/shekara
Jimlar haraji Rs 1,87,200Rs 1,09,400/wata
BangareSabon TsariTsohon Tsari
Kuɗin da ake biyan haraji a kaiRs 14,25,000Rs 12,25,000
Harajin samun kuɗiRs 93,750Rs 1,80,000
Ragin Sashe na 87ARs 0Rs 0
Ƙarin cajiRs 0Rs 0
Cess (4%)Rs 3,750Rs 7,200
Jimlar harajiRs 97,500Rs 1,87,200
Jimlar da ake kai gida a shekaraRs 14,02,500Rs 13,12,800
Abin kai gida na wataRs 1,16,875Rs 1,09,400
Ƙiyasi ne kawai - ba shawarar kuɗi ko haraji ba. Adadi suna amfani da matakan Shekarar Kuɗi 2025-26 (Shekarar Ƙima 2026-27) kuma suna zaton cewa dukkan albashinka kuɗi ne da ake biyan haraji a kai. Ainihin haraji ya dogara da kayan more rayuwa, keɓancewa, tsarin ma'aikaci da hujjar zuba jari. Tabbatar da wani ƙwararren mashawarci ko Sashen Harajin Samun Kuɗi.

Yana gudana gaba ɗaya a cikin burauzarka - babu abin da ka shigar da ake loda ko ajiyewa. Shekarar Kuɗi 2025-26.

Yadda Yake Aiki

Wannan mai lissafta yana lissafta harajin kuɗin India ɗinka da albashin gida-tare da-kai na tsantsa don FY 2025-26 (AY 2026-27) ƙarƙashin duka tsare-tsaren Sabo da Tsoho na haraji, sannan yana gaya maka wanne tsari yake barin ƙarin kuɗi a aljihunka. Komai ana lissafta shi nan take a burauzarka yayin da kake bugawa.

  1. 1
    Shigar da albashinka na shekara gaba ɗaya
    Rubuta jimlar albashinka na shekara a rupees, ko danna wani saiti (8L, 12.75L, 15L, 24L, 50L, 1Cr). Sakamakon yana sabuntawa nan take da haɗuwar lamba na Indiya.
  2. 2
    Zaɓi wani tsari da bayaninka
    Tsarin Sabo an zaɓe shi na asali. Ka bar sauyawar aikin-albashi a kunne don amfani da ragin al'ada (Rs 75,000 sabo / Rs 50,000 tsoho). Sauya zuwa Tsarin Tsoho don shigar da rukunin shekarunka da ragi kamar 80C, 80D, HRA, ribar-lamunin-gida da NPS 80CCD(1B) - iyakoki ana tilasta su atomatik.
  3. 3
    Karanta rushewar gida-tare-da-kai da haraji
    Duba gida-tare-da-kai ɗinka na wata-wata da na shekara, kuɗin da ake biyan haraji, harajin matakin, gafarar Section 87A, surcharge, cess na 4% da jimlar haraji. Ana amfani da marginal relief kai tsaye sama da Rs 12L don kada wani kuɗi ƙarami sama da iyaka ya haifar da babban tashin haraji.
  4. 4
    Kwatanta Sabo vs Tsoho ka kwafi
    Wani kwatanci gefe-da-gefe yana nuna gida-tare-da-kai da jimlar haraji don duka tsare-tsaren biyu kuma yana lakabta wanda ya fi kyau (Ka tanada Rs X ƙarƙashin tsarin Sabo/Tsoho). Kwafi taƙaitawar rubutu mai tsabta da dannawa guda.

Yana gudana 100% a burauzarka. Albashinka da lambobin ragi ba a taɓa loda su, adana rikodinsu, ko ajiye su a ko'ina ba.

Kayan Aiki Masu Alaƙa

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