Kyauta Mai Ƙididdige Lamuni & Jinginar Gida

Ƙididdige biyan wata-wata, jimillar riba, da duba cikakken tsarin amortization na kowane lamuni ko jinginar gida. Yana goyan bayan kowane tsawon lokaci da adadin riba.

Yana aiki babu haɗi da zarar an loda shi
%
$
Biyan kuɗi na wata-wata
$1,896.20
$682,633.47
Jimillar biyan kuɗi
$382,633.47
Jimillar riba
Asali 44%Riba 56%

Ƙiyasin ilimi kawai. Ba ya haɗa da harajin gida, inshorar mai gida, PMI, kuɗin farawa, ko wasu kuɗaɗe. Ainihin sharuddan lamuni da jimillar kuɗi za su bambanta. Tuntuɓi ƙwararren mai lasisin kuɗi kafin yanke shawarar aro.

Yadda Yake Aiki

Duk lissafi yana gudana kai tsaye a burauzarka ta amfani da aiwatarwa da aka rubuta da hannu na ka'idar amortization na al'ada — babu uwar garke, babu ɗakin karatu na bangare na uku. Shigar da adadin bashi, adadin riba, da tsawon lokaci, kuma kowace lamba tana sabuntawa nan take yayin da kake bugawa.

  1. 1
    An yi amfani da ka'idar amortization
    Ainihin aikin yana lissafta biyan wata-wata tsayayye ta amfani da ka'idar amortization mai rufe-tsari: P × (r × (1+r)^n) / ((1+r)^n − 1), inda r shine adadin wata-wata kuma n shine jimlar adadin biya. Ana sarrafa hanyar-sifili-adadi (bashi babu riba) daban a matsayin rabawa sauƙi.
  2. 2
    An gina jerin wata-bayan-wata
    Farawa daga cikakken babban kuɗi, kayan aikin yana matakai ta kowane lokacin biya: yana ninka jimillar da take gudana da adadin wata-wata don samun cajin ribar wannan watan, yana cire shi daga biyan tsayayye don gano nawa yake rage babban kuɗi, kuma yana sabunta jimillar. Hotuna na shekara-shekara daga wannan madauki suna cika tebur amortization a allo.
  3. 3
    Kwaikwayin biyan wuri
    Idan ka shigar da wata karin biyan wata-wata na zaɓi, wani madauki na biyu yana sake kwaikwayon iri ɗayan hankalin rage-jimilla da ƙarin adadin biya, yana ƙidaya nawa watanni yake ɗaukar don kai sifili. Bambancin daga tsawon asali yana bayar da watannin da aka tanada da ribar da aka guje wa.
  4. 4
    Tsara mai fahimtar yanki da fitar da CSV
    Ana tsara adadi ta amfani da Intl.NumberFormat API na burauza da aka gina, yana daidaita masu raba decimal da haɗuwa da yankinka. Za a iya sauke cikakken jeri na wata-bayan-wata a matsayin fayil na CSV da aka haɗa a ƙwaƙwalwa ta amfani da Blob API — babu bukatar tafiya-zuwa-uwar garke.

Adadin bashi da ka shigar ba su taɓa barin na'urarka ba — duk lissafi da fitarwar CSV suna gudana a wurin nan a burauza babu bayanai da ake aikawa zuwa kowace uwar garke.

Kayan Aiki Masu Alaƙa

Tambayoyin Da Ake Yi Sau Da Dama