Xisaabiyaha SIP & Lumpsum oo Bilaash ah
Qiyaasso qiimaha mustaqbalka ee maalgashiga SIP, lumpsum, iyo step-up ee sanduuqyada hantida Hindiya, leh soo celin la habeeyay sicir-barar, jaantus koritaan, iyo xisaabiye SIP dib-u-noqosho ee ku salaysan hadaf.
Hantida ugu dambeysa ee la qiyaasay
βΉ11,61,695
β βΉ11.62 L kadib 10 sannadood
Wadarta la maalgeliyay
βΉ6,00,000
Faa'iidada la qiyaasay
βΉ5,61,695
Faa'iidada hodantinimada
94%
Hantida ugu dambeysa
βΉ11,61,695
Faahfaahinta sannad kasta
| Sannadka | La maalgeliyay | Qiimaha | Faa'iidooyin |
|---|---|---|---|
| 1 | 60,000 | 64,047 | 4,047 |
| 2 | 1,20,000 | 1,36,216 | 16,216 |
| 3 | 1,80,000 | 2,17,538 | 37,538 |
| 4 | 2,40,000 | 3,09,174 | 69,174 |
| 5 | 3,00,000 | 4,12,432 | 1,12,432 |
| 6 | 3,60,000 | 5,28,785 | 1,68,785 |
| 7 | 4,20,000 | 6,59,895 | 2,39,895 |
| 8 | 4,80,000 | 8,07,633 | 3,27,633 |
| 9 | 5,40,000 | 9,74,108 | 4,34,108 |
| 10 | 6,00,000 | 11,61,695 | 5,61,695 |
Xisaabinta oo dhan si sir ah ayey ugu socotaa biraawsarkaaga β waxba server looma diro.
Sida Ay U Shaqeyso
Xisaabiyahani wuxuu saadaaliyaa sida maalgashigaaga mutual fund uu u kori karo waqtiga isticmaalka qaacidooyinka caadiga ah ee SIP iyo korriinka-isku-dhafan. Dooro hab, geli lambarradaada, oo arag qiyaasta corpus-kaaga, wadarta la maalgeliyay, iyo faa'iidada oo cusboonaysanaya isla markiiba β oo leh sixitaan sicir-baro ikhtiyaar ah si loo muujiyo qiimaha lacagta maanta.
- 1Dooro habkaSIP maalgashiga billeed ee joogtada ah, Lumpsum qadar hal-mar ah, ama Target Goal si aad dib uga xalliso SIP-ka billeed ee loo baahan yahay si aad u gaadho corpus aad rabto.
- 2Geli gelitaannadaadaDeji qadarka, faa'iidada la filayo sannadle (%), iyo xilliga waqtiga sannado ahaan. Habka SIP waxaad ku dari kartaa boqolkiiba korriin sannadle si aad u sawirto kordhinta maalgashigaaga sannad kasta sida dakhligaagu kordho.
- 3Ku dar sicir-baro (ikhtiyaar)Calaamadee 'Hagaaji sicir-baro' oo geli heer si aad u aragto qiimaha (dhabta ah) ee la hagaajiyay sicir-barada corpus-kaaga ugu dambeeya awoodda gadashada maanta.
- 4Akhri saadaalintaadaArag corpus-ka ugu dambeeya ee la qiyaasay, wadarta la maalgeliyay marka loo eego faa'iidada la qiyaasay, jaantus korriin oo la maalgeliyay marka loo eego corpus-ka waqtiga, iyo miis sannad-sannad ah oo kala-jar ah. Koobi soo-koobid la wadaagi karo hal-guji ah.
Xisaab kasta wuxuu gebi ahaanba ka dhacaa biraawsarkaaga isticmaalka JavaScript client-dhinac ah. Qadarro, bartilmaameedyo, ama natiijooyin midna weligood lama soo shubo lamana kaydiyo server kasta.
Qalabka La Xiriira
Xisaabiyaha Dulsaarka Isku-dhafan
Qiyaas kobaca maalgashiga ama kaydinta oo leh gunno joogto ah. Wuxuu muujiyaa wadarta lagu darsaday marka loo eego dulsaarka la helay, iyo kala-jabin sannad-sannad ah.
Xisaabiyaha EMI
Xisaabi lacagta bishii ee deynta hantida-dhimista, leh jadwal amortization buuxa, kala qaybinta asalka iyo ribada, iyo kaydinta bixinta hore, qaabaysan rupee-yada Hindiga.
Xisaabiyaha Hawlgabka & 401(k)
Ku qorshee kaydintaada hawlgabka oo leh wax-ku-biirin, isku-mid loo galiyo shaqo-bixiyaha, koritaanka mushaharka, iyo qiimo-sarraynta β oo arag natiijada lacagaha maanta. Wuxuu gebi ahaanba ku socdaa biraawsarkaaga.