Xisaabiyaha EMI oo Bilaash ah
Xisaabi lacagta bishii ee deynta hantida-dhimista, leh jadwal amortization buuxa, kala qaybinta asalka iyo ribada, iyo kaydinta bixinta hore, qaabaysan rupee-yada Hindiga.
240 bilood oo wadarta ah
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Sida Ay U Shaqeyso
Xisaabiyahani EMI wuxuu ka xisaabiyaa lacag-bixinta billeed go'an (EMI) deymaha guriga, gaariga, shaqsiga, ama waxbarashada isticmaalka habka baaqiga-hoos-u-dhaca ee caadiga ah ee bangiyada Hindiya isticmaalaan, kadibna wuxuu si sax ah kuu tusaa sida bixin kastaa u kala qaybsanto lacagta asalka ah iyo dulsaarka muddada deynta.
- 1Dooro nooca deynta ama geli lambarradaadaDooro mid diyaar ah Guri, Gaari, Shaqsi, ama Waxbarasho si aad u shubto default-yo macquul ah, ama qor qadarka deyntaada (leh slider degdeg ah), heerka dulsaarka sannadle ah, iyo muddada sannado ama bilo ah.
- 2Arag EMI-gaaga isla markiibaEMI-ga billeed ah waxaa si toos ah loo xisaabiyaa EMI = P*r*(1+r)^n / ((1+r)^n - 1), halkaas oo r yahay heerka billeed n-na yahay tirada bilaha. Deymaha dulsaar-la'aanta ah si fudud ayay u qaybiyaan lacagta asalka ah bilaha.
- 3SahamΓ kala-jarkaJaantus donut ah wuxuu kala qaybiyaa wadarta lacagta asalka ah iyo wadarta dulsaarka, miiska amortization-na wuxuu muujiyaa lacagta asalka, dulsaarka, iyo baaqiga hadhay sannad kasta, kaasoo balaadhin kara faahfaahin bil-bil ah.
- 4Qaabee bixin-horeKu dar lacag hal-mar ah bil la doortay ama dheeraad billeed soo noqnoqda si aad u aragto intee in le'eg aad ka badbaadinayso dulsaarka iyo immisa bilood aad ka gooyso mudadaada.
- 5Koobi ama wadaagKoobi soo-koobid qoraal nadiif ah oo EMI-gaaga, wadarahaaga, iyo kaydintaada, ama si toos ah aaladdaada uga wadaag.
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