Xisaabiyaha Yoolka Kaydinta oo Bilaash ah
U qorshee yoolka kaydinta seddex siyaabood: intee in le'eg ayaad u baahan tahay inaad gaadho, immisa ayaad bishii kaydin lahayd si aad taariikh bartilmaameed u gaadho, ama immisa ayaad heli doontaa. Waxaa ku jira ikhtiyaarrada isu geynta, jaantus kororka, iyo faahfaahin sannad kasta.
Doorashooyin dheeraad ah (kordhin sannadeed, dhigaal mar keliya, canshuur)
Wakhtiga loo baahan yahay in la gaaro US$25,000
5 sano 10 bil
kaydinta US$300/bishii oo dulasho 4.5% ah
Faahfaahinta sannad kasta
| Sannadka | La darsaday | Dulsaarka | Hadhaaga |
|---|---|---|---|
| 1 | US$4,600 | US$121 | US$4,721 |
| 2 | US$8,200 | US$413 | US$8,613 |
| 3 | US$11,800 | US$884 | US$12,684 |
| 4 | US$15,400 | US$1,542 | US$16,942 |
| 5 | US$19,000 | US$2,395 | US$21,395 |
| 6Bartilmaameedka waa la gaaray | US$22,600 | US$3,454 | US$26,054 |
π‘ Waxaa la mala-awaalayaa qiyaas go'an iyo wax-kudarid joogto ah, oo isku-darsan bil kasta. Xawaaraha kaydinta dhabta ahi way kala duwan yihiin, marka u qaado qiyaas qorsheyn. Xisaabaadka oo dhan waxay ku socdaan biraawsarkaaga β waxba lama dirin meel kale.
Sida Ay U Shaqeyso
Qorshaynta kaydinta bartilmaameedka leh saddex nooc. Ka duwan xisaabiyaha faaiido isku-dubarid ah, oo kordhiya lacag go'an β kani wuxuu ka jawaabaa su'aalaha dhabta ah ee dadku weydiiyaan marka ay rabaan inay gaaraan bartilmaameed kayd ah.
- 1Dooro su'aashaada"Immisa waqti ayaan u baahnahay si aan ku gaaro bartilmaameedkayga?", "Immisa ayaan bishii kaydin lahaa?", ama "Immisa ayaan yeelan doonaa?" β nooc kastaaba wuxuu weydiiyaa oo keliya xogta uu u baahan yahay.
- 2Geli lambarradaadaHadhka bilowga, wax-ku-biirin ama bartilmaameed, sicir-celiska danaha, iyo muddo waqti ah ama taariikh bartilmaameed ah. Dooro isku-dubarid maalinle, bishii, ama sannadle.
- 3Fiiri qorshahaHel jawaabta iyo jaantus koritaan ah iyo kala-jajab sannad-sannad ah oo muujinaya wax-ku-biirinta iyo faaiidada la kasbaday.
Xisaabinta oo dhan waxay ku socotaa biraawsarkaaga. Lambarradaada maaliyadeed waligood lama dirin meel kale.
Qalabka La Xiriira
Xisaabiyaha Hawlgabka & 401(k)
Ku qorshee kaydintaada hawlgabka oo leh wax-ku-biirin, isku-mid loo galiyo shaqo-bixiyaha, koritaanka mushaharka, iyo qiimo-sarraynta β oo arag natiijada lacagaha maanta. Wuxuu gebi ahaanba ku socdaa biraawsarkaaga.
Xisaabiyaha Miisaanka Fiican
Hel xadka miisaankaaga caafimaad ee dhererkaaga iyo qaacidooyinka klaasiga ah ee miisaanka jidhka fiican (Devine, Robinson, Miller, Hamwi). Ku dar miisaankaaga si aad u hesho BMI-gaaga iyo farqiga u dhexeeya miisaan caafimaad. Metric ama imperial, gaar ah oo bilaash ah.
Xisaabiyaha Zakada
Xisaabi zakada (2.5%) ee lacagta caddaanka ah, dahabka, qalinka, hantida ganacsiga iyo kaydka marka lagu barbardhigo nisabka dahabka ama qalinka β lacagtaada, gebi ahaanba aaladaada.