Xisaabiyaha Dulsaarka Isku-dhafan oo Bilaash ah
Qiyaas kobaca maalgashiga ama kaydinta oo leh gunno joogto ah. Wuxuu muujiyaa wadarta lagu darsaday marka loo eego dulsaarka la helay, iyo kala-jabin sannad-sannad ah.
Hadhaaga ugu dambeeya ka dib 30 sannadood
US$650,568
US$185,000
US$465,568
Faahfaahinta sannad kasta
| Sannadka | Wadarta la darsaday | Dulsaarka la helay | Hadhaaga |
|---|---|---|---|
| 1 | US$11,000 | US$558 | US$11,558 |
| 2 | US$17,000 | US$1,590 | US$18,590 |
| 3 | US$23,000 | US$3,130 | US$26,130 |
| 4 | US$29,000 | US$5,215 | US$34,215 |
| 5 | US$35,000 | US$7,885 | US$42,885 |
| 6 | US$41,000 | US$11,181 | US$52,181 |
| 7 | US$47,000 | US$15,149 | US$62,149 |
| 8 | US$53,000 | US$19,839 | US$72,839 |
| 9 | US$59,000 | US$25,300 | US$84,300 |
| 10 | US$65,000 | US$31,591 | US$96,591 |
| 11 | US$71,000 | US$38,770 | US$109,770 |
| 12 | US$77,000 | US$46,901 | US$123,901 |
| 13 | US$83,000 | US$56,054 | US$139,054 |
| 14 | US$89,000 | US$66,303 | US$155,303 |
| 15 | US$95,000 | US$77,726 | US$172,726 |
| 16 | US$101,000 | US$90,409 | US$191,409 |
| 17 | US$107,000 | US$104,442 | US$211,442 |
| 18 | US$113,000 | US$119,923 | US$232,923 |
| 19 | US$119,000 | US$136,958 | US$255,958 |
| 20 | US$125,000 | US$155,657 | US$280,657 |
| 21 | US$131,000 | US$176,142 | US$307,142 |
| 22 | US$137,000 | US$198,542 | US$335,542 |
| 23 | US$143,000 | US$222,994 | US$365,994 |
| 24 | US$149,000 | US$249,648 | US$398,648 |
| 25 | US$155,000 | US$278,663 | US$433,663 |
| 26 | US$161,000 | US$310,209 | US$471,209 |
| 27 | US$167,000 | US$344,469 | US$511,469 |
| 28 | US$173,000 | US$381,639 | US$554,639 |
| 29 | US$179,000 | US$421,930 | US$600,930 |
| 30 | US$185,000 | US$465,568 | US$650,568 |
Diyaarinno degdeg ah (tusaalooyin la mala awaalay oo kaliya β lacag-soo-celin lama dammaanad qaadin)
π‘ Heerka 7% waa qiyaas u dhow celceliska waaweyn ee suuqa saamiyada Maraykanka mudo dheer ka dib sicir-bararka. Lacag-soo-celinta dhabta ah way isbeddeshaa sannad ilaa sannad. Xisaabiyahani wuxuu u malaynayaa heer sannadle oo go'an iyo darsi joogto ah β waxtar u leh qorshaynta, mana aha dammaanad.
Sida Ay U Shaqeyso
Xisaabta oo dhan waxay ka dhacdaa toos biraawsarkaaga isagoo isticmaalaya algorithm isdaba-joog ah oo gacan lagu qoray β laybreri xisaabeed oo dibadeed, server-una wicitaan ma jiraan. Xilli isku-dar kasta waxaa si cad JavaScript loogu qaadaa tallaabo, sidaa darteed waxaad aragtaa natiijooyinka isla markaad wax ka beddeshid gelitaan kasta.
- 1Gelitaannadu waxay dejiyaan baarahaWaxaad bixinaysaa lacag bilaabid, wax-ku-darid bille kasta, heer dulsaar sannadle ah, xaddid wakhti, iyo joogtaynta isku-darka (maalinle, billeed, saddex-billeed, ama sannadle). Kuwan waxaa si degdeg ah loogu xaqiijiyaa biraawsarka β heerar negative ah, tirooyin sannad oo aan integer ahayn, iyo heerar ka sarreeya 50% ayaa la calaamadeeyaa ka hor inta xisaab kasta bilaabmayo.
- 2Isdaba-joog xilli-kastaFunction-ka udub-dhexaadka ah wuxuu ku soo wareegaa xilli isku-dar kasta sannad kasta, isagoo dabaqaya balance = balance Γ (1 + r) + wax-ku-daridkaXilligaKasta tallaabo kasta. Isu-urursigan tallaabo-tallaabo ah ayaa ka dhigaya dulsaarka isku-darka mid ka duwan dulsaarka fudud β xilliyada hore waxay ku helaan dulsaar dulsaarka hore, saameyntaasna waxay isdabajoogto xilliyada soo socda oo dhan.
- 3Sixitaanka sicir-bararka ee ikhtiyaarka ahHaddii aad shiddo sixitaanka sicir-bararka, qalabku wuxuu u qaybiyaa lacagta nominal ee sannad kasta (1 + heerkaSicir-bararka)^sannad si uu u soo saaro qiyame dhab ah (oo lagu adiyay awoodda gadashada). Lacagtan dhabta ah waxaa la muujiyaa agagaarka lambarka nominal-ka waxaana loo sawiraa khad kala jaraan gooni ah oo jaantuska korriinka ah.
- 4Natiijooyinka, jaantuska, iyo soo-saarka CSVLacagta ugu dambeysa, wadarta la wax-ku-daray, iyo wadarta dulsaarka ayaa si degdeg ah loo muujiyaa. Miis kala-jarin sannad-sannad ah ayaa laga heli karaa hoosta soo-koobidda, waxaadna u soo saari kartaa fayl CSV ah adigoo isticmaalaya API-ga Blob ee biraawsarka β faylka gudaha ayaa lagu dhisaa weligiisna meel looma diro. Qaabaynta lacagtu waxay isticmaashaa Intl.NumberFormat-ka biraawsarka ku dhex jira, sidaa darteed sumadaha iyo kala-goynta tirooyinku waxay si toos ah ula qabsadaan goobtaada.
Gelitaannada lacageed (lacagta bilaabid, wax-ku-darka, heerka) waxaa loo isticmaalaa xasuusta biraawsarka kaliya si loo qabto xisaabta β waxba server looma diro.
Qalabka La Xiriira
Xisaabiyaha Hawlgabka & 401(k)
Ku qorshee kaydintaada hawlgabka oo leh wax-ku-biirin, isku-mid loo galiyo shaqo-bixiyaha, koritaanka mushaharka, iyo qiimo-sarraynta β oo arag natiijada lacagaha maanta. Wuxuu gebi ahaanba ku socdaa biraawsarkaaga.
Xisaabiyaha SIP & Lumpsum
Qiyaasso qiimaha mustaqbalka ee maalgashiga SIP, lumpsum, iyo step-up ee sanduuqyada hantida Hindiya, leh soo celin la habeeyay sicir-barar, jaantus koritaan, iyo xisaabiye SIP dib-u-noqosho ee ku salaysan hadaf.
Xisaabiyaha Qiimaha Dukaanka & Discount-ka
Xisaabi qiimaha iibka ugu dambeeya, boqolkiiba ka dhac, ama xoogaaga la keydiyay. Ku habboon dadka wax iibsada iyo tuulmadaha qorsheynaya dallacaadaha.