Personal Loan Calculator

Personal loans typically range from 6%–36% APR. Excellent credit gets 6–12%; fair credit typically 18–28%. Compare offers before signing.

Consolidating high-interest credit card debt (20–30% APR) with a personal loan at 10–15% can save hundreds per month in interest.

Paying even a little extra each month dramatically reduces total interest. An extra $50/month on a 5-year loan can save 6+ months of payments.

Use the amortization schedule to plan exactly when the loan is paid off — useful if you're timing a major life event or refinancing.